A reprodução da vida das(os) endividadas(os) pelo Fundo de Financiamento Estudantil (Fies): uma análise das(os) egressas(os) das faculdades privadas da Região Metropolitana da Grande Vitória

Abstract

This research aimed to analyze the reproduction of the lives of those indebted by the Student Financing Fund (Fies). For this, theoretical-bibliographic research was carried out and, empirically, were interviewed, using the snowball technique and semi-structured interview, former students of the Pedagogy and Law courses of Private Higher Education Institutions located in Grande Vitória and who started the undergraduate course between the years of 2010 and 2015, which marked one of the biggest changes in Fies with the decrease in interest rates and the end of the need for a guarantor to sign the contract, added the restriction of spending on this program, due to the austerity policies adopted by the federal government. To better understand how indebtedness with Fies impacts the reproduction of the lives of students/workers, in terms of employment, housing, health, among others, it was necessary to look for the determinants in the financialization of education, more particularly in the debate about public and private student credit, seeking to answer whether this student credit policy for insertion in higher education was a viable path to reduce poverty. During the interviews carried out with the graduates, we noticed that all of them indicated apprehensions with the impact of debt on their lives.