Matemática financeira : sistema de amortização constante

Abstract

The main objective of this work is to present a proposal for teaching and learning financial mathematics at the secondary level of education with an emphasis on the Constant Amortization System (SAC). This topic is part of the debate on School Financial Education, which is why we present its importance for society today. This work proposes ways to encourage students to become familiar with Financial Math ematics, analyzing how they understand it in their daily lives and highlighting the importance of money and its role in society. In addition, it seeks to relate the concept of the Constant Amortization System to other content provided for in the Common National Curriculum Base (BNCC), proposing a didactic sequence that favors the development of a solid understanding of basic financial concepts, such as budgeting, savings, investments, loans and debts. The examples highlighted will present applications of these concepts in different circum stances and will highlight how the Constant Amortization System (SAC) is commonly present in everyday situations